Who are they?
Youi is a general insurance company who offer vehicle and home insurance.
Youi are a subsidiary of Youi Holdings Pty Ltd and underwrite their own policies.
Youi began operating in Australia in March 2008 and was authorised by the Reserve Bank of New Zealand in July 2014. The New Zealand head office of Youi is based in Ellerslie in Auckland.
Youi offer a variety of policies for vehicles and homes.
Their vehicle policies include cars, motorcycles, caravans and trailers and water craft, and range from third party to comprehensive cover.
Their home insurance policies include contents only, landlords' insurance, building, and combined building and contents cover.
In addition Youi offer roadside assistance.
Youi has a financial strength rating of B++ from A M best, which means they are considered good in terms of timeliness and financial obligations.
This financial strength rating is somewhat lower than its competitors' and they have received bad press for being expensive car insurers for younger drivers - this was defended by the company in that they 'tailor' their insurance packages and older, more experienced drivers benefit from cheaper policies.
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